:root{--navy:#073763;--blue:#0b6fbf;--sky:#eef6fc;--line:#d6e4ee;--text:#172b3a;--muted:#5d7180;--gold:#f5b841;--white:#fff;--dark:#092f55;--green:#16784f;--paper:#fbfdff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.top-strip{background:#f4f8fb;border-bottom:1px solid var(--line);font-size:13px}.top-strip-inner,.nav,.section,.hero,.footer{max-width:1180px;margin:auto}.top-strip-inner{display:flex;justify-content:flex-end;gap:22px;padding:9px 24px;color:#3e596c}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px 24px;background:#fff;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:12px;color:var(--navy)}.brand img{width:238px;max-width:32vw;height:auto;display:block}.links{display:flex;gap:20px;font-weight:700;color:#29495f;flex-wrap:wrap}.links a{padding:10px 0;border-bottom:3px solid transparent}.links a:hover,.links a.active{border-color:var(--blue);color:var(--blue)}.actions{display:flex;gap:10px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:0 18px;border-radius:3px;border:1px solid var(--blue);font-weight:700;cursor:pointer}.btn.primary{background:var(--blue);color:#fff}.btn.secondary{background:#fff;color:var(--blue)}.btn.gold{background:var(--gold);border-color:var(--gold);color:#172b3a}.hero-wrap{background:linear-gradient(90deg,#eef6fc 0%,#fff 64%);border-top:1px solid var(--line)}.hero{display:grid;grid-template-columns:1fr .88fr;gap:46px;align-items:center;padding:70px 24px}.eyebrow{color:var(--blue);font-size:15px;font-weight:800;margin:0 0 10px;text-transform:uppercase;letter-spacing:.06em}h1{font-size:52px;line-height:1.02;margin:0 0 20px;color:var(--navy)}h2{font-size:34px;line-height:1.15;color:var(--navy);margin:0 0 16px}h3{color:var(--navy);margin:0 0 10px}.lead{font-size:19px;line-height:1.65;color:#40596b;max-width:720px}.hero-card,.panel{background:#fff;border:1px solid var(--line);box-shadow:0 22px 55px rgba(7,55,99,.12);border-radius:6px}.hero-card{padding:28px}.media-box{min-height:270px;background:linear-gradient(135deg,var(--navy),var(--blue));border-radius:4px;color:#fff;display:grid;place-items:center;text-align:center;padding:28px;position:relative;overflow:hidden}.media-box:before{content:"";position:absolute;inset:24px;border:1px solid rgba(255,255,255,.22);border-radius:4px}.media-box img{width:92px;height:92px;margin-bottom:16px}.section{padding:66px 24px}.section.alt{background:#f7fafc;max-width:none}.section.alt>.inner{max-width:1180px;margin:auto}.intro{max-width:850px;margin-bottom:30px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{border:1px solid var(--line);border-top:5px solid var(--blue);padding:26px;min-height:220px;background:#fff;border-radius:4px}.card.featured{border-top-color:var(--gold);box-shadow:0 16px 36px rgba(7,55,99,.09)}.card p,.community p,.help-card p,.fineprint,.muted,li{color:var(--muted);line-height:1.65}.card .btn{margin-top:12px}.band{background:var(--sky)}.band-inner{max-width:1180px;margin:auto;display:grid;grid-template-columns:220px 1fr;gap:34px;align-items:center;padding:54px 24px}.badge{width:190px;height:190px;border-radius:50%;background:#fff;border:8px solid var(--gold);display:grid;place-items:center;text-align:center;color:var(--navy);font-weight:800;box-shadow:0 12px 34px rgba(7,55,99,.12)}.community{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center}.photo{min-height:280px;border-radius:6px;background:linear-gradient(135deg,#dfeef8,#a8cce5);display:grid;place-items:center;color:var(--navy);font-weight:800;text-align:center;padding:24px}.help-grid,.two-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.two-grid{grid-template-columns:1fr 1fr}.help-card,.panel{background:#fff;border:1px solid var(--line);padding:24px}.compare{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}.compare th,.compare td{text-align:left;padding:16px;border-bottom:1px solid var(--line);vertical-align:top}.compare th{background:#f2f8fc;color:var(--navy)}.steps{counter-reset:step;display:grid;gap:14px}.step{display:grid;grid-template-columns:48px 1fr;gap:15px;align-items:start;padding:18px;border:1px solid var(--line);background:#fff}.step:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:40px;height:40px;background:var(--blue);color:#fff;border-radius:50%;font-weight:800}.alert{padding:14px 16px;border-left:5px solid var(--gold);background:#fff8e6;color:#5c4612;margin:20px 0}.rate{font-size:44px;color:var(--navy);font-weight:800}.form-row{display:grid;gap:8px;margin-bottom:16px}.form-row input,.form-row select{min-height:44px;border:1px solid var(--line);padding:0 12px;border-radius:3px}.footer-wrap{background:var(--dark);color:#d9e8f3}.footer{padding:42px 24px}.footer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}.footer h4{color:#fff;margin:0 0 12px}.footer a{display:block;margin:9px 0;color:#d9e8f3}.disclaimer{border-top:1px solid rgba(255,255,255,.2);margin-top:28px;padding-top:20px;font-size:12px;line-height:1.6;color:#bdd0df}@media(max-width:980px){.links{display:none}.hero,.band-inner,.community{grid-template-columns:1fr}.cards,.help-grid,.two-grid,.footer-grid{grid-template-columns:1fr}.actions{display:none}h1{font-size:38px}.hero-card{order:-1}.brand img{width:210px;max-width:70vw}}
.image-hero{min-height:320px;border-radius:6px;overflow:hidden;border:1px solid var(--line);box-shadow:0 22px 55px rgba(7,55,99,.12);background:#fff}.image-hero img{width:100%;height:100%;min-height:320px;object-fit:cover;display:block}.image-card{overflow:hidden;padding:0}.image-card img{width:100%;height:210px;object-fit:cover;display:block}.image-card .copy{padding:22px}.split-visual{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:center}.split-visual img{width:100%;border-radius:6px;border:1px solid var(--line);box-shadow:0 16px 36px rgba(7,55,99,.09)}@media(max-width:980px){.split-visual{grid-template-columns:1fr}}

.copy-band{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.copy-band .inner{max-width:1180px;margin:auto;padding:46px 24px}.feature-list{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:22px}.feature-list div{background:#fff;border:1px solid var(--line);padding:18px;border-radius:4px}.resource-list{display:grid;gap:10px;margin-top:16px}.resource-list a{display:block;padding:14px 16px;border:1px solid var(--line);background:#fff;color:var(--blue);font-weight:700}.faq{display:grid;gap:14px}.faq details{border:1px solid var(--line);background:#fff;padding:16px}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.disclosure-box{background:#f7fafc;border:1px solid var(--line);padding:18px;color:var(--muted);line-height:1.65;font-size:14px}@media(max-width:980px){.feature-list{grid-template-columns:1fr}}

.hero-carousel{position:relative;min-height:320px;border-radius:6px;overflow:hidden;border:1px solid var(--line);box-shadow:0 22px 55px rgba(7,55,99,.12);background:#fff}.hero-carousel img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity .9s ease}.hero-carousel img.active{opacity:1}.hero-carousel .caption{position:absolute;left:18px;bottom:18px;background:rgba(7,55,99,.86);color:#fff;padding:10px 12px;border-radius:4px;font-weight:800}.choice-sheet{width:100%;border:1px solid var(--line);border-radius:8px;box-shadow:0 18px 45px rgba(7,55,99,.1);display:block;background:#fff}.choice-note{background:#eef6fc;border-left:5px solid var(--blue);padding:14px 16px;color:var(--navy);font-weight:800}

.mobile-screen-modal{position:fixed;inset:0;background:rgba(255,255,255,.94);display:none;align-items:center;justify-content:center;z-index:1000;padding:20px}.mobile-screen-modal.open{display:flex}.mobile-screen-box{width:min(100%,480px);background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px;box-shadow:0 28px 80px rgba(7,55,99,.22)}.mobile-screen-box h2{font-family:Georgia,serif;color:var(--navy);font-size:31px;margin:0 0 18px}.mobile-screen-box p{font-size:17px;line-height:1.55;color:#283747}.mobile-screen-box .btn{margin-top:10px}

/* Creditunity mobile hardening */
html,body{max-width:100%;overflow-x:hidden}img,video,svg,table{max-width:100%}.section,.hero,.nav,.footer,.copy-band .inner{width:100%}.btn{white-space:normal;text-align:center}.site-copyright{margin-top:18px;font-size:13px;color:#bdd0df;text-align:center}.sponsor-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin-top:18px}.sponsor-logo-card{min-height:52px;border:1px solid var(--line);background:#fff;border-radius:6px;display:grid;place-items:center;text-align:center;padding:8px;color:var(--navy);font-weight:900;font-size:13px;box-shadow:0 8px 18px rgba(7,55,99,.08)}.selection-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.selection-card{border:1px solid var(--line);background:#fff;border-radius:8px;overflow:hidden;box-shadow:0 12px 28px rgba(7,55,99,.08)}.selection-visual{height:180px;display:grid;place-items:center;background:linear-gradient(135deg,#eef6fc,#b8d7ef);color:#073763;font-weight:900;text-align:center;padding:18px}.selection-card .copy{padding:14px}.logo-choice-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.logo-choice{border:1px solid var(--line);background:#fff;border-radius:8px;min-height:76px;display:grid;place-items:center;text-align:center;padding:10px;color:#073763;font-weight:900;box-shadow:0 10px 24px rgba(7,55,99,.07)}
@media(max-width:980px){.nav{gap:12px;padding:12px 14px}.top-strip-inner{justify-content:center;gap:14px;flex-wrap:wrap;padding:8px 12px}.actions{display:flex!important}.actions .primary{display:none}.hero{padding:34px 16px;gap:22px}.hero h1,h1{font-size:clamp(30px,9vw,38px)}h2{font-size:clamp(24px,7vw,32px)}.lead{font-size:16px}.hero-carousel,.image-hero{min-height:230px}.cards{gap:14px}.card,.help-card,.panel{padding:18px}.band-inner{gap:20px}.badge{width:140px;height:140px}.sponsor-strip,.logo-choice-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.selection-grid{grid-template-columns:1fr}.footer{padding:30px 16px}.mobile-screen-modal{display:none!important}}
@media(max-width:520px){.brand img{width:180px;max-width:58vw}.nav{align-items:center}.btn{min-height:38px;padding:0 12px}.hero p .btn{width:100%;margin:5px 0}.image-card img{height:168px}.sponsor-strip,.logo-choice-grid{grid-template-columns:1fr}.copy-band .inner,.section{padding-left:14px;padding-right:14px}}

.sponsor-logo-card{gap:6px;min-width:0}.sponsor-logo-card img{display:block;max-width:140px;max-height:34px;object-fit:contain}.sponsor-logo-card span{font-size:11px;color:var(--muted);font-weight:800}

.hero-carousel img:nth-child(3){object-position:center}.sponsor-strip{grid-template-columns:repeat(5,minmax(0,1fr))}.sponsor-logo-card{min-height:72px}.sponsor-logo-card img{filter:none}.sponsor-logo-card span{display:block;margin-top:4px}
@media(max-width:980px){.sponsor-strip{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:520px){.sponsor-strip{grid-template-columns:repeat(2,minmax(0,1fr))}.sponsor-logo-card img{max-width:118px;max-height:28px}}

/* Creditunity visible local logo strip and mobile form stability */
.sponsor-strip{grid-template-columns:repeat(4,minmax(0,1fr))!important;align-items:stretch}.sponsor-logo-card{min-height:96px;padding:12px;background:#fff;overflow:hidden}.sponsor-logo-card img{display:block;width:100%;max-width:170px;max-height:64px;object-fit:contain;margin:auto}.sponsor-logo-card span{display:none!important}input,select,textarea{font-size:16px!important;max-width:100%}.login-box,.otp-card{max-width:calc(100vw - 28px)}
@media(max-width:760px){.sponsor-strip{grid-template-columns:repeat(2,minmax(0,1fr))!important}.sponsor-logo-card{min-height:82px}.sponsor-logo-card img{max-height:52px}.login-wrap,.otp-page{padding-left:12px!important;padding-right:12px!important}.login-form,.login-brand,.otp-card{padding:22px!important}}